A PhD student I know got a message from their supervisor at a quarter to six on a weeknight. A bequest had opened. Applications closed in six days. They had to go and look up what the scheme even was.
Six days is not enough time to write a proposal, and as a PhD student they could not have submitted one anyway. A month's warning is a conversation with your supervisor. Six days' warning is just a reason to feel behind. You don't know what you don't know.
So Stipendium says excluded out loud and shows the sentence that did it. It says we don't know when it doesn't know, which is less impressive and much more useful. And it tells you a scheme exists while there is still time to write something.
Australia first, because that's the corpus I can verify by hand. More countries after that, added when they're right rather than when they'd look good on the homepage.